Many taxpayers face the issue where their Income Tax refund status shows "Refund Credited" but the money doesn’t appear in their bank account. This guide explains why it happens, how to check your bank and portal details, and what steps to take to resolve it quickly.

This guide clarifies the distinction between the two common income tax refund statuses, "Refund Issued" and "Refund Credited." Learn what each status means, the complete refund timeline, key differences, and how to check your refund status for a smoother tax experience