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# personalfinanceindia

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Income tax

19.2 Lakh Salary, Zero Tax? The Truth About India's New Tax Regime (FY 2025-26)

Analyzes the feasibility of achieving zero income tax on 19.2 lakh earnings under India's new tax regime (FY 2025-26 / Section 115BAC). Details the regime's rules, standard tax calculation, and debunks the zero-tax claim by highlighting the reliance on disallowed deductions (HRA, LTA, flexi-allowances). Concludes it's unrealistic for most salaried individuals