The government has eliminated the 18% GST on life and health insurance premiums effective October 1, 2025. While this benefits customers by lowering costs, insurance agents—especially those working with private insurers—are facing commission cuts of up to 18% due to the loss of input tax credit. Public insurers are absorbing the GST cost, but private companies are passing it on to agents.

Banks provide a set number of free ATM transactions to customers every month. If this limit is surpassed, customers will incur additional charges on each ATM transaction, whether it's financial or non-financial.