This blog post offers a detailed look at gratuity in India for 2025. It defines gratuity and outlines the different situations in which it is payable, including superannuation, resignation, death, or disablement. The post explains the eligibility criteria, highlighting the five-year continuous service rule and its main exceptions. It also provides clear formulas and examples for calculating gratuity for both employers covered and not covered by the Payment of Gratuity Act, 1972. A significant portion covers the tax implications for 2025 under Section 10(10) of the Income Tax Act. This section differentiates between government and non-government employees, explains the 20 Lakh exemption limit, and addresses the effect of the new tax regime (Section 115BAC) on gratuity exemptions. The article concludes with key takeaways for better financial planning.

EPFO has significantly enhanced its claim settlement process in 2025, increasing the auto-claim limit to ₹5 Lakh, expanding its scope, removing the need for cheque/passbook uploads and employer approval for bank seeding, aiming for much faster processing (within 3 days for auto-claims). Updated KYC is crucial.

The EPFO has raised the automatic claim settlement threshold from ₹1 lakh to 5 lakh, benefiting 7.5 crore members by expediting PF withdrawals. Discover how this significant change minimizes processing time, removes the need for manual approvals, and enables employees to access funds in times of need.

EPFO has implemented a new regulation that allows Aadhaar-linked UAN holders to change personal information without employer clearance. This blog discusses the method, advantages, and important considerations for online UAN updates.

This blog post discusses the Employees' Pension Scheme (EPS) 1995, a social security program in India designed to provide retirement income to employees in the organized sector. It covers the scheme's launch, purpose, administration by the EPFO, and the age at which employees can begin receiving pension benefits. The focus is on explaining the EPS 95 scheme and its significance for retirement planning.

A number of important improvements have been proposed by the Employees' Provident Fund Organization (EPFO) for 2025 with the goal of enhancing customer ease, efficiency, and transparency. A Centralized Pension Payment System (CPPS), a simplified joint declaration procedure, digital profile updates, quicker EPF withdrawals, and an auto-transfer function for job changers are some of the major modifications. These changes provide workers more control over their provident fund accounts, streamline EPF contributions, and improve grievance resolution. To get the most out of your EPF benefits, be informed about these significant changes.