From 1 October 2025, RBI rules for floating home loans will help borrowers get faster benefit when their credit score or profile improves. Banks can cut the spread earlier, and credit scores will be updated more often, giving you a better chance to lower your home loan interest rate and EMI.

The One-Time Settlement (OTS) program is designed to assist property taxaulters by enabling them to pay their overdue tax in installments. This detailed guide outlines the advantages, requirements, and application steps of the OTS program, assisting property owners understanding how to utilize this and evade legal repercussions.