Can your income tax refund go to someone else’s bank account? The answer is no — unless you're a legal heir claiming a refund for a deceased taxpayer. This blog explains why the Income Tax Department requires PAN-linked bank accounts and how to avoid refund failures by validating your account properly.

If your income tax refund shows “Refund Failed” or “Refund Returned by Bank,” it means your bank couldn’t accept the payment. This guide explains the common reasons for refund failure and walks you through the simple online steps to fix your bank details and request a refund reissue through the Income Tax portal.