This blog explains RBI’s new directive effective November 11, 2025, targeting dormant, inactive, and zero-balance accounts. It highlights which accounts are at risk and provides easy steps to keep your account safe and active.

The RBI's new standards require non-compliant bank accounts to be closed as of January 1, 2025. To prevent interruptions, account holders must maintain account activity, update their KYC information, and reply to compliance notices. Financial interruptions, limited banking services, and permanent account closure are possible outcomes of non-compliance. These steps are intended to improve financial system security, lower fraud, and increase transparency.